Independent House Cleaner
Limpiadora Independiente
Self-employed cleaning private homes. Most qualify for ACA subsidies — often paying $0–$80/month after credits.
English · Español · Tagalog Support Available
Coverage for the people who keep America's homes and workplaces clean.
Cobertura para las personas que mantienen los hogares y los lugares de trabajo de América limpios.
House cleaners, commercial cleaners, and janitorial workers — Clean Slate Health connects you with affordable ACA health coverage, Medicaid eligibility checks, and bilingual licensed advisor support. Free, no-pressure, no-fee.
Who we serve
Who we serve.
A quién servimos.
Commercial Cleaning Crew
Equipo de Limpieza Comercial
Office, retail, and commercial environments. Group coverage often available through small cleaning companies.
Hotel & Hospitality Housekeeping
Limpieza Hotelera
Often W-2 without employer benefits — ACA Marketplace pathway with strong subsidy potential.
Janitorial Service Owner
Dueño de Servicio de Limpieza
Small cleaning business owners. Group plans for 2–25 employees with tax-advantaged options.
Calm reassurance
Three things we want you to know.
Tres cosas que queremos que sepas.
You can get coverage
Puedes obtener cobertura
Many cleaning workers qualify for very low-cost or free ACA plans. Income matters more than you think — and self-employment income is treated fairly.
No Social Security number? Still possible
¿Sin número de Social? Aún hay opciones
Pathways exist for non-citizens with legal residency status. Medicaid eligibility varies by state — we'll review yours confidentially.
The conversation is in your language
La conversación es en tu idioma
Bilingual licensed advisors available in Spanish, Tagalog, and other languages. No translation phones — real conversations.
Coverage paths
Simple coverage paths.
Caminos de cobertura sencillos.
Free or Low-Cost ACA Plans
Planes ACA Gratuitos o Económicos
Premium tax credits often bring monthly costs to $0–$50 for qualifying cleaning workers.
Medicaid Eligibility Check
Verificación de Medicaid
We confirm eligibility based on household size, income, and state expansion rules.
CHIP for Your Children
CHIP para Tus Hijos
Low-cost or free children's coverage available in every state, even if parents earn too much for Medicaid.
Dental Add-On
Plan Dental
Standalone dental coverage starting around $20/month. Family options available.
Cleaning Company Group Plans
Planes Grupales
Small-group health plans for cleaning businesses with 2–25 employees. Tax-advantaged.
Bilingual Advisor Support
Apoyo Bilingüe
Real bilingual advisors — Spanish, Tagalog, and more — for plan comparison and enrollment.
Process
Three calm steps.
Tres pasos sencillos.
01
Tell us about you
Cuéntanos sobre ti
A short, plain-language form. Household, income range, language preference. Two minutes, no pressure.
02
We compare options in your language
Comparamos opciones en tu idioma
A licensed bilingual advisor reviews ACA, Medicaid, and group plans across every carrier in your state.
03
Free callback within 24 hours
Llamada gratis dentro de 24 horas
We call at your preferred time and walk you through options. You enroll only if you choose to.
Stories
Stories from cleaners we've helped.
Historias.
"Pensé que el seguro era imposible para mí. Clean Slate me encontró un plan por $34 al mes. Ahora puedo ir al doctor sin miedo."
"I thought insurance was impossible for me. Clean Slate found me a plan for $34 a month. Now I can go to the doctor without fear."
Maria E. — Independent house cleaner, Houston, TX
"We finally offered our team real benefits. The group plan setup took one afternoon — the bilingual advisor made it easy for the whole crew."
Sunset Cleaning Services — Owner, 8 employees, Phoenix, AZ
"El hotel no me daba seguro. Clean Slate me ayudó a calificar para Medicaid en mi estado. Tagalo y español — me entendieron."
"The hotel didn't give me insurance. Clean Slate helped me qualify for Medicaid in my state. Tagalog and Spanish — they understood me."
Lourdes S. — Hotel housekeeper, Las Vegas, NV
Bilingual advisor
Talk to a bilingual advisor.
Habla con un asesor bilingüe.
FAQ
Frequently asked questions.
Preguntas frecuentes.
Do cleaning workers qualify for ACA subsidies?¿Califican las limpiadoras para subsidios ACA?+
Do cleaning workers qualify for ACA subsidies?
¿Califican las limpiadoras para subsidios ACA?
Yes. Most independent house cleaners and W-2 cleaning workers without employer coverage qualify for substantial premium tax credits. Many pay $0–$50/month after subsidies.
Sí. La mayoría de las limpiadoras independientes y trabajadores W-2 sin cobertura del empleador califican para créditos sustanciales. Muchos pagan $0–$50/mes después de subsidios.
Can I get coverage without a Social Security number?¿Puedo obtener cobertura sin Seguro Social?+
Can I get coverage without a Social Security number?
¿Puedo obtener cobertura sin Seguro Social?
Pathways exist for non-citizens with legal residency status (DACA, LPR, refugee, asylee). Medicaid and ACA eligibility vary by state. Our bilingual advisors review your specific situation confidentially.
Existen caminos para no ciudadanos con estatus de residencia legal (DACA, LPR, refugiado, asilado). La elegibilidad para Medicaid y ACA varía por estado. Nuestros asesores bilingües revisan tu situación de manera confidencial.
Is Medicaid available for low-income cleaning workers?¿Hay Medicaid para trabajadores de limpieza de bajos ingresos?+
Is Medicaid available for low-income cleaning workers?
¿Hay Medicaid para trabajadores de limpieza de bajos ingresos?
In Medicaid-expansion states, adults earning below ~$20,000/year typically qualify. Children qualify at higher income levels via CHIP in every state.
En los estados de expansión de Medicaid, los adultos que ganan menos de ~$20,000/año suelen calificar. Los niños califican con ingresos más altos vía CHIP en todos los estados.
My cleaning business has 5 employees — can I offer a group plan?Mi empresa de limpieza tiene 5 empleados — ¿puedo ofrecer un plan grupal?+
My cleaning business has 5 employees — can I offer a group plan?
Mi empresa de limpieza tiene 5 empleados — ¿puedo ofrecer un plan grupal?
Yes. Small-group plans are available for 2–25 employees, often with tax advantages. We help you compare carriers without obligation.
Sí. Los planes de grupo pequeño están disponibles para 2–25 empleados, a menudo con ventajas fiscales. Te ayudamos a comparar aseguradoras sin obligación.
Does coverage include respiratory issues from chemical exposure?¿La cobertura incluye problemas respiratorios por exposición química?+
Does coverage include respiratory issues from chemical exposure?
¿La cobertura incluye problemas respiratorios por exposición química?
All ACA-compliant plans cover chronic respiratory conditions (asthma, bronchitis) and related specialist care. We can flag plans with stronger pulmonary networks.
Todos los planes que cumplen con ACA cubren condiciones respiratorias crónicas (asma, bronquitis) y atención especializada. Podemos señalar planes con redes pulmonares más fuertes.
My income changes month to month — does that affect ACA?Mi ingreso cambia cada mes — ¿afecta el ACA?+
My income changes month to month — does that affect ACA?
Mi ingreso cambia cada mes — ¿afecta el ACA?
ACA uses estimated annual income, not monthly. Self-employed cleaners can estimate based on the prior year and report changes anytime to keep subsidies accurate.
El ACA usa el ingreso anual estimado, no mensual. Las limpiadoras autónomas pueden estimar según el año anterior y reportar cambios en cualquier momento.
Is there a fee for the bilingual advisor?¿Hay un costo por el asesor bilingüe?+
Is there a fee for the bilingual advisor?
¿Hay un costo por el asesor bilingüe?
No. Our service is completely free. We're paid by carriers only if you enroll — never by you.
No. Nuestro servicio es completamente gratis. Solo nos pagan las aseguradoras si te inscribes — nunca tú.
Clean Slate Guides
Guides.
Guías.
Health Insurance for Cleaning Workers 2025
Seguro Médico para Limpiadoras 2025
A plain-language walkthrough of ACA enrollment, subsidies, and Medicaid eligibility for self-employed cleaners.
Read guide / Leer guía →Chemical Exposure and Respiratory Coverage
Exposición Química y Cobertura Respiratoria
How to choose a plan with strong pulmonary care, specialist access, and prescription coverage for asthma and bronchitis.
Read guide / Leer guía →Cleaning Business Group Plans
Planes Grupales para Empresas de Limpieza
Group health for 2–25 employees. Tax advantages, carrier comparison, and bilingual enrollment for your crew.
Read guide / Leer guía →